Commercial Property & Casualty Insurance:

 

  • Workers Compensation
  • Commercial Automobile
  • General Liability
  • Umbrella and Excess Liability
  • Professional Liability/Errors & Omissions
  • Pollution Liability
  • Commercial Property
  • Builders Risk
  • Contractors Equipment
  • Warehouse Legal Liability
  • Cargo (Inland and Ocean)
  • Crime/Fidelity
  • Executive Liability
    • Directors & Officers Liability
    • Employment Practices Liability
    • Fiduciary Liability
  • Cyber Liability (Data Breach & Restoration)

Commercial Surety:

  • Supply Bonds
  • Bid & Performance Bonds
  • Contractor Licensing Bonds
  • Miscellaneous Bonds

Industry Specializations:

  • Construction
    • General Contractors
    • Trade Contractors
    • Specialty Contractors
    • Fabricators
  • Manufacturing & Distribution Companies
  • Hospitality Risks
  • Warehousing, Transportation and Logistics Providers
  • Temporary Staffing & Personnel Agencies
  • Real Estate Development Companies
  • Technology / Cyber Exposures

Captives:

Captive Insurance programs come in a wide array of structures used across equally diverse applications. They are time-tested, viable alternatives to traditional insurance plans. Captives can provide numerous value added benefits to commercial insurance consumers by way of ownership and increased control of their Risk Management programs.

When implemented properly, captives can be the most cost efficient risk financing mechanism for:

  • businesses with historical claims experience significantly less than their insurance premiums would indicate
  •  “best in class companies” engaged in industries perceived as “high hazard”
  • companies with unique business risks the traditional insurance programs cannot accommodate, whether it be from lack of available products or prohibitive pricing models

Contact us today to learn how a captive insurance program can lower your Cost of Risk and give your organization a competitive advantage in your industry.

Consultative Services:

  • Mergers & Acquisitions
  • Feasibility Studies for Alternative Risk Transfer Program Design
  • Experience MOD Audit & Review